Current CD Specials:
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Certificates (Regular and IRA)
Effective Date: Sunday, November 2nd, 2025
Minimum balance to open and earn interest is $1,000.00. Minimum balance to open and earn interest on Youth Certificate is $100.00.
| Term | APY** | APR* |
|---|---|---|
| 6 Months | 4.15% | 4.08% |
| 12 Months | 4.00% | 3.93% |
| 18 Months | 3.00% | 2.96% |
| 24 Months $0-$49,999 | 3.00% | 2.96% |
| 24 Months $50,000-$99,999 | 3.05% | 3.01% |
| 24 Months $100,000 and over | 3.10% | 3.06% |
| 36 Months $0-$49,999 | 3.00% | 2.96% |
| 36 Months $50,000-$99,999 | 3.05% | 3.01% |
| 36 Months $100,000 and over | 3.10% | 3.06% |
| 48 Months $0-$49,999 | 3.00% | 2.96% |
| 48 Months $50,000-$99,999 | 3.05% | 3.01% |
| 48 Months $100,000 and over | 3.10% | 3.06% |
| 60 Months $0-$49,999 | 3.00% | 2.96% |
| 60 Months $50,000-$99,999 | 3.05% | 3.01% |
| 60 Months $100,000 and over | 3.10% | 3.06% |
| A penalty will or may be imposed for early withdrawal | ||
To open a cd: please visit any of our office locations
For a list of our office locations and hours, please click here.
For questions, please contact us.
*APR=Annual Percentage Rate. **APY=Annual Percentage Yield. Rates are subject to change at any time. Fees could reduce earnings. Penalty for early withdrawal. $5.00 minimum to open a savings account, $100.00 minimum to earn dividends on a savings account. $1,000 minimum to open and to earn dividends on a Certificate or an IRA Certificate. $100.00 minimum to open and earn dividends on a Youth Certificate.
Calculate Your Certificate of Deposit (CD) Value
Use this Certificate of Deposit Calculator to help determine the potential interest growth and tax liability on your Certificate of Deposit.