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Online Banking

Savings Rates

Share Savings
Effective Date: Thursday, June 8th, 2023
Minimum balance to open is $5.00. Minimum balance to earn interest is $100.00.
APY**APR*
Regular Share Savings 0.05% 0.05%
IRA Share Savings 0.05% 0.05%

Money Market Savings
Effective Date: Thursday, June 8th, 2023
$2,500.00 minimum to open and earn dividends.
BalanceAPY**APR*
$0 to $2,499 0.00% 0.00%
$2,500 to $4,999 0.00% 0.00%
$5,000 to $24,999 0.50% 0.50%
$25,000 to $49,999 0.75% 0.75%
$50,000 to $74,999 2.25% 2.25%
$75,000 to $99,999 2.50% 2.50%
$100,000 to $199,999.99 3.00% 3.00%
$200,000 to $999,999.99 3.50% 3.50%

Certificates (Regular and IRA)
Effective Date: Thursday, June 8th, 2023
Minimum balance to open and earn interest is $1,000.00. Minimum balance to open and earn interest on Youth Certificate is $100.00.
TermAPY**APR*
6 Months 1.00% 1.00%
12 Months 2.15% 2.13%
18 Months 2.15% 2.13%
24 Months $0-$49,999 3.15% 3.10%
24 Months $50,000-$99,999 3.20% 3.15%
24 Months $100,000 and over 3.25% 3.20%
36 Months $0-$49,999 3.01% 3.00%
36 Months $50,000-$99,999 3.05% 3.04%
36 Months $100,000 and over 3.10% 3.05%
48 Months $0-$49,999 2.78% 2.75%
48 Months $50,000-$99,999 2.80% 2.76%
48 Months $100,000 and over 2.85% 2.81%
60 Months $0-$49,999 2.75% 2.71%
60 Months $50,000-$99,999 2.80% 2.76%
60 Months $100,000 and over 2.85% 2.81%
A penalty will or may be imposed for early withdrawal

*APR=Annual Percentage Rate. **APY=Annual Percentage Yield. Rates are subject to change at any time. Fees could reduce earnings. Penalty for early withdrawal. $5.00 minimum to open a savings account, $100.00 minimum to earn dividends on a savings account. $1,000 minimum to open and to earn dividends on a Certificate or an IRA Certificate.  $100.00 minimum to open and earn dividends on a Youth Certificate. 

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