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Vehicle Loans

ASECU Vehicle Loans

Your loan is local, meaning your money stays right here in our community. ASECU will never sell the servicing of any loan to another financial institution. Local loans mean local service - forget the customer service hotlines - you'll find great service in your backyard! Should you have any questions about your loan(s), ASECU staff is right here to help!

Auto Loans

If you're looking for an auto loan, we have the best rates in the area! With no prepayment penalties and up to 78-month financing, we are your top choice for your Auto Loan needs! 

New & Used Auto
Effective Date: Saturday, July 20th, 2024
TermRate as low asAPR* as low as
2022 & Newer Model Years
Up to 48 Months 6.65% 7.07%
Up to 60 Months 6.65% 6.99%
Up to 72 Months 6.65% 6.94%
Up to 78 Months 6.90% 7.18%
Up to 84 Months 7.15% 7.41%
2019 - 2021 Model Years
Up to 48 Months 6.90% 7.32%
Up to 60 Months 6.90% 7.25%
Up to 72 Months 6.90% 7.20%
Up to 78 Months 7.15% 7.43%
2018 - 2017 Model Year
Up to 48 Month 7.25% 7.67%
Up to 60 Months 7.25% 7.60%
Up to 72 Months 9.05% 9.37%
2016 and older Model Year
Up to 48 Months 11.25% 11.72%
Up to 60 Months 11.50% 11.90%

APR* = Annual Percentage Rate. APR examples are based on $25,195.00 amount financed (includes $195 processing fee). Rates, terms, and conditions are subject to change. All loans subject to credit approval.

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How much can I lower my monthly payment with a new auto loan?

With interest rates at record lows, it may make sense for you to investigate whether or not refinancing your auto loan could save you some money. Adjusting the term of your existing auto loan may also make a big difference in your monthly loan payment. Use our auto refinance calculator to help you decide if it would be worth it for you to refinance your auto loan.

Current Loan

Proposed Loan

Questions? Call (330) 792-4000 or email our Loan Officer at loans@asecu.com.

Dealership Financing

You can finance your vehicle directly at participating dealerships with a loan from ASECU!  Click here for a list of dealerships that offer ASECU financing!

Motorcycle & ATV Loans

Get the motorcycle or ATV that you have been dreaming of!  ASECU can help!  Apply for a loan today!

New & Used Motorcycles
Effective Date: Saturday, July 20th, 2024
TermRate as low asAPR* as low as
2022 & Newer
60 Months 7.95% 8.28%
72 Months ($15,000 & higher) 8.90% 9.18%
2020 - 2021 Model Years
60 Months 8.45% 8.78%
72 Months 9.45% 9.74%

APR* = Annual Percentage Rate. APR examples are based on $25,195.00 amount financed (includes $195 processing fee). Rates, terms, and conditions are subject to change. All loans subject to credit approval.

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Recreational Vehicle & Boat Loans

We finance both new and used recreational vehicles (such as boats, motorcycles, jet skis, campers and RVs) at competitive rates. Let us help you reduce your monthly payments on all those "free time" activity needs!

Boats, Campers & Travel Trailers
Effective Date: Saturday, July 20th, 2024
TermRate as low asAPR* as low as
2020 & Newer Model Year
48 Months 7.95% 8.36%
60 Months 7.95% 8.28%
72 Months 7.95% 8.23%
2017 - 2019 Model Year
48 Months 8.95% 9.36%
60 Months 8.95% 9.29%

APR* = Annual Percentage Rate. APR examples are based on $25,195.00 amount financed (includes $195 processing fee). Rates, terms, and conditions are subject to change. All loans subject to credit approval.

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Proof of Insurance on Your Vehicle

My Coverage Online is a free, simple, and secure way for you to submit proof of insurance to us. Go to My Coverage Online and follow the instructions. It's as easy as that!  With My Coverage Online, you can submit proof of insurance, check the status of your submission, or view the insurance history of your loan. You can also find answers to the most commonly asked questions about the insurance reporting process. The information you provide is kept private and is only used to complete your insurance coverage record with us.  Other ways to send proof of insurance are by mail: PO Box 5700, Knoxville, TN 37928, by email: insurance@isicpi.com, or by fax: 865.470.8805.

Protect Your Vehicle With GAP 

GAP - Guaranteed Auto Protection assists you in covering the amount you owe on your vehicle and the amount it is worth if your vehicle is stolen or damaged and deemed a total loss. Make sure you're covered! 

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CARFAX reports

Important Notice

Credit Unions are a “members-only” institution. If you are not currently a member of ASECU, an approved Application for Membership will be required in conjunction with your loan.

Join ASECU Now!

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