Vehicle Loans
Your loan is local, meaning your money stays right here in our community. ASECU will never sell the servicing of any loan to another financial institution. Local loans mean local service - forget the customer service hotlines - you'll find great service in your backyard! Should you have any questions about your loan(s), ASECU staff is right here to help!
Auto Loans
If you're looking for an auto loan, we have the best rates in the area! With no prepayment penalties and up to 78-month financing, we are your top choice for your Auto Loan needs!
| New & Used Auto | |||
| Effective Date: Thursday, June 8th, 2023 | |||
| Term | Rate as low as | APR* as low as | |
| 2021 & Newer Model Years | |||
| Up to 48 Months | 6.75% | 7.15% | |
| Up to 60 Months | 6.85% | 7.18% | |
| Up to 72 Months | 7.35% | 7.63% | |
| Up to 78 Months | 8.00% | 8.26% | |
| Up to 84 Months | 8.25% | 8.50% | |
| 2019 - 2020 Model Years | |||
| Up to 48 Months | 6.80% | 7.20% | |
| Up to 60 Months | 7.10% | 7.43% | |
| Up to 72 Months | 7.50% | 7.78% | |
| 2018 Model Year | |||
| Up to 48 Month | 7.05% | 7.45% | |
| Up to 60 Months | 7.35% | 7.68% | |
| Up to 72 Months | 8.00% | 8.28% | |
| 2017 Model Year | |||
| Up to 48 Months | 8.15% | 8.68% | |
| Up to 60 Months | 8.30% | 8.63% | |
| 2016 Model Year | |||
| Up to 48 Months | 8.40% | 8.81% | |
APR* = Annual Percentage Rate. APR examples are based on $25,195.00 amount financed (includes $195 processing fee). Rates, terms, and conditions are subject to change. All loans subject to credit approval.
Questions? Call (330) 792-4000 or email our Loan Officer at loans@asecu.com.
Dealership Financing
You can finance your vehicle directly at participating dealerships with a loan from ASECU! Click here for a list of dealerships that offer ASECU financing!
Motorcycle & ATV Loans
Get the motorcycle or ATV that you have been dreaming of! ASECU can help! Apply for a loan today!
| New & Used Motorcycles | |||
| Effective Date: Thursday, June 8th, 2023 | |||
| Term | Rate as low as | APR* as low as | |
| 2021 & Newer | |||
| Up to 60 Months | 7.75% | 8.08% | |
| Up to 72 Months ($15,000 & higher) | 8.70% | 8.98% | |
| 2019 - 2020 Model Years | |||
| Up to 60 Months | 8.25% | 8.58% | |
| Up to 72 Months | 9.25% | 9.54% | |
APR* = Annual Percentage Rate. APR examples are based on $25,195.00 amount financed (includes $195 processing fee). Rates, terms, and conditions are subject to change. All loans subject to credit approval.
Recreational Vehicle & Boat Loans
We finance both new and used recreational vehicles (such as boats, motorcycles, jet skis, campers and RVs) at competitive rates. Let us help you reduce your monthly payments on all those "free time" activity needs!
| Boats, Campers & Travel Trailers | |||
| Effective Date: Thursday, June 8th, 2023 | |||
| Term | Rate as low as | APR* as low as | |
| 2019 & Newer Model Year | |||
| 48 Months | 7.70% | 8.11% | |
| 60 Months | 7.70% | 8.03% | |
| 72 Months | 7.70% | 7.98% | |
| 2016 - 2018 Model Year | |||
| 48 Months | 8.70% | 9.11% | |
| 60 Months | 8.70% | 9.03% | |
APR* = Annual Percentage Rate. APR examples are based on $25,195.00 amount financed (includes $195 processing fee). Rates, terms, and conditions are subject to change. All loans subject to credit approval.
proof of insurance on your vehicle
My Coverage Online is a free, simple, and secure way for you to submit proof of insurance to us. Go to My Coverage Online and follow the instructions. It's as easy as that! With My Coverage Online, you can submit proof of insurance, check the status of your submission, or view the insurance history of your loan. You can also find answers to the most commonly asked questions about the insurance reporting process. The information you provide is kept private and is only used to complete your insurance coverage record with us. Other ways to send proof of insurance are by mail: PO Box 5700, Knoxville, TN 37928, by email: insurance@isicpi.com, or by fax: 865.470.8805.
protect your vehicle with gap
GAP - Guaranteed Auto Protection assists you in covering the amount you owe on your vehicle and the amount it is worth if your vehicle is stolen or damaged and deemed a total loss. Make sure you're covered!
Important Notice
Credit Unions are a “members-only” institution. If you are not currently a member of ASECU, an approved Application for Membership will be required in conjunction with your loan.
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