Associated School Employees Credit Union is committed to providing a website that is accessible to the widest possible audience in accordance with ADA standards and guidelines. We are actively working to increase accessibility and usability of our website to everyone. If you are using a screen reader or other auxiliary aid and are having problems using this website, please contact us at 330-792-4000. All products and services available on this website are available at all Associated School Employees Credit Union branches.
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Online Banking

Real Estate Loans

Finding your perfect mortgage is as important as finding your perfect house. We offer you peace of mind at Associated School Employees Credit Union. You can trust our mortgage experts to listen to your needs, answer all your questions, and explain the details, so there are no surprises. We offer a variety of mortgage loans with low closing costs and easy payment options-all designed to save you money. We’re local and we keep our loans local. ASECU does not sell our mortgages on the secondary market.

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Real Estate Rates

10 Year Mortgage
Effective Date: 10/27/2021
TermRate as low asPointsAPR* As Low AsProcess Fees
10 Year Fixed 2.75% 0% 2.89% 1200.00
10 Year Fixed 2.65% 1% 2.98% 1200.00
10 Year Fixed 2.50% 2% 3.07% 1200.00

15 Year Mortgage
Effective Date: 10/27/2021
TermRatePointsAPR* As Low AsProcess Fees
15 Year Fixed 2.75% 0% 2.85% 1200.00
15 Year Fixed 2.63% 1% 2.87% 1200.00
15 Year Fixed 2.50% 2% 2.89% 1200.00

20 Year Mortgage
Effective Date: 10/27/2021
TermRate as low asPointsAPR* as low asProcess Fees
20 Year Fixed 3.13% 0% 3.20% 1200.00
20 Year Fixed 3.00% 1% 3.19% 1200.00
20 Year Fixed 2.88% 2% 3.18% 1200.00

30 Year Mortgage
Effective Date: 10/27/2021
TermRatePointsAPR* As Low AsProcess Fees
30 Year Fixed 3.13% 0% 3.18% 1200.00
30 Year Fixed 3.00% 1% 3.13% 1200.00
30 Year Fixed 2.88% 2% 3.09% 1200.00

2nd Mortgage
Effective Date: Monday, November 29th, 2021
TermRate as low asPointsAPR* as low asClosing Fees
10 Years 4.50% 0% 4.91% 1450.00

HELOC

Home Equity Line of Credit - Variable Rate
Effective Date: Monday, November 29th, 2021
PrimeRate as low asAPR* as low as
3.25% 3.25% 3.25%

APR* = Annual Percentage Rate. APR examples are based on a loan amount of $175,000. Additional Appraisal fee will apply. Rates, APRs, and points are subject to change. APR will vary based on the final loan amount, finance charges and other factors. All loans are subject to credit approval. ASECU is an Equal Housing Lender.

2nd Mortgage
Effective Date: Monday, November 29th, 2021
TermRate as low asPointsAPR* as low asClosing Fees
10 Years 4.50% 0% 4.91% 1450.00

APR* = Annual Percentage Rate. APR examples are based on a loan amount of $75,000 plus originiation fees. Additonal fees will apply; apprasial, flood search, title work and recording. Rates, terms and conditions are subject to change. All loans are subject to credit approval. Equal Housing Lender.

 

Home Equity Line of Credit (HELOC)

Use the equity in your home to make purchases that you want now!  Write checks using your credit line to pay bills, make purchases, home improvements and more!  Ask us for details and apply for your Home Equity Line of Credit today!

Home Equity Line of Credit - Variable Rate
Effective Date: Monday, November 29th, 2021
PrimeRate as low asAPR* as low as
3.25% 3.25% 3.25%

Home Equity Line of Credit variable APR is based on the Wall Street Jounral (WSJ) Prime Rate. Rates are subject to change without notice. No annual fee.

 

The credit union and our Mortgage Loan Originators are registered with the Nationwide Mortgage Licensing System & Registry (NMLS).

ASECU NMLS#451588
Lori Pugh NMLS#477158
Mark Dickey NMLS#616683
Teri Pike NMLS#616684
Vicki Pelyak NMLS #2157786

 

Questions? Call ASECU at (330) 792-4000 or email a Mortgage Loan Officer at loans@asecu.com.

 

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