Share Savings |
Effective Date: Tuesday, January 26th, 2021 |
Minimum balance to open is $5.00. Minimum balance to earn interest is $100.00. |
| APY** | APR* |
Regular Share Savings |
0.05% |
0.05% |
IRA Share Savings |
0.05% |
0.05% |
Money Market Savings |
Effective Date: Tuesday, January 26th, 2021 |
$2,500.00 minimum to open and earn dividends. |
Balance | APY** | APR* |
$0 to $2,499 |
0.00% |
0.00% |
$2,500 to $9,999 |
0.10% |
0.10% |
$10,000 to $24,999 |
0.15% |
0.15% |
$25,000 to $49,999 |
0.20% |
0.20% |
$50,000 to $74,999 |
0.25% |
0.25% |
$75,000 to $99,999 |
0.30% |
0.30% |
$100,000 to $999,999 |
0.40% |
0.40% |
Certificates (Regular and IRA) |
Effective Date: Tuesday, January 26th, 2021 |
Minimum balance to open and earn interest is $1,000.00. Minimum balance to open and earn interest on Youth Certificate is $100.00. |
Term | APY** | APR* |
6 Months |
0.10% |
0.10% |
12 Months |
0.20% |
0.20% |
18 Months |
0.25% |
0.25% |
24 Months $0-$49,999 |
0.25% |
0.25% |
24 Months $50,000-$99,999 |
0.30% |
0.30% |
24 Months $100,000 and over |
0.35% |
0.35% |
36 Months $0-$49,999 |
0.30% |
0.30% |
36 Months $50,000-$99,999 |
0.35% |
0.35% |
36 Months $100,000 and over |
0.40% |
0.40% |
48 Months $0-$49,999 |
0.35% |
0.35% |
48 Months $50,000-$99,999 |
0.40% |
0.40% |
48 Months $100,000 and over |
0.45% |
0.45% |
60 Months $0-$49,999 |
0.50% |
0.50% |
60 Months $50,000-$99,999 |
0.55% |
0.55% |
60 Months $100,000 and over |
0.60% |
0.60% |
Penalty for certificate early withdrawal: Less than or equal to one year = 90 days. Term is greater than one year = 180 days. |