| Share Savings |
| Effective Date: Tuesday, January 31st, 2023 |
| Minimum balance to open is $5.00. Minimum balance to earn interest is $100.00. |
| | APY** | APR* |
| Regular Share Savings |
0.05% |
0.05% |
| IRA Share Savings |
0.05% |
0.05% |
| Money Market Savings |
| Effective Date: Tuesday, January 31st, 2023 |
| $2,500.00 minimum to open and earn dividends. |
| Balance | APY** | APR* |
| $0 to $2,499 |
0.00% |
0.00% |
| $2,500 to $4,999 |
0.00% |
0.00% |
| $5,000 to $24,999 |
0.50% |
0.50% |
| $25,000 to $49,999 |
0.75% |
0.75% |
| $50,000 to $74,999 |
2.25% |
2.25% |
| $75,000 to $99,999 |
2.50% |
2.50% |
| $100,000 to $199,999.99 |
3.00% |
3.00% |
| $200,000 to $999,999.99 |
3.50% |
3.50% |
| Certificates (Regular and IRA) |
| Effective Date: Tuesday, January 31st, 2023 |
| Minimum balance to open and earn interest is $1,000.00. Minimum balance to open and earn interest on Youth Certificate is $100.00. |
| Term | APY** | APR* |
| 6 Months |
1.00% |
1.00% |
| 12 Months |
2.15% |
2.13% |
| 18 Months |
2.15% |
2.13% |
| 24 Months $0-$49,999 |
3.15% |
3.10% |
| 24 Months $50,000-$99,999 |
3.20% |
3.15% |
| 24 Months $100,000 and over |
3.25% |
3.20% |
| 36 Months $0-$49,999 |
3.01% |
3.00% |
| 36 Months $50,000-$99,999 |
3.05% |
3.04% |
| 36 Months $100,000 and over |
3.10% |
3.05% |
| 48 Months $0-$49,999 |
2.78% |
2.75% |
| 48 Months $50,000-$99,999 |
2.80% |
2.76% |
| 48 Months $100,000 and over |
2.85% |
2.81% |
| 60 Months $0-$49,999 |
2.75% |
2.71% |
| 60 Months $50,000-$99,999 |
2.80% |
2.76% |
| 60 Months $100,000 and over |
2.85% |
2.81% |
| A penalty will or may be imposed for early withdrawal |
