| Share Savings |
| Effective Date: Thursday, January 17th, 2019 |
| Minimum balance to open is $5.00. Minimum balance to earn interest is $100.00. |
| | APY** | APR* |
| Regular Share Savings |
0.05% |
0.05% |
| IRA Share Savings |
0.05% |
0.05% |
| Money Market Savings |
| Effective Date: Thursday, January 17th, 2019 |
| $2,500.00 minimum to open and earn dividends. |
| Balance | APY** | APR* |
| $0 to $2,499 |
0.00% |
0.00% |
| $2,500 to $9,999 |
0.15% |
0.15% |
| $10,000 to $24,999 |
0.25% |
0.25% |
| $25,000 to $49,999 |
0.30% |
0.30% |
| $50,000 to $74,999 |
0.40% |
0.40% |
| $75,000 to $99,999 |
0.50% |
0.50% |
| $100,000 to $999,999 |
0.55% |
0.55% |
| Certificates (Regular and IRA) |
| Effective Date: Thursday, January 17th, 2019 |
| Minimum balance to open and earn interest is $1,000.00. Minimum balance to open and earn interest on Youth Certificate is $100.00. |
| Term | APY** | APR* |
| 6 Months |
1.10% |
1.10% |
| 12 Months |
1.85% |
1.83% |
| 18 Months |
2.00% |
1.98% |
| 24 Months $0-$49,999 |
2.15% |
2.13% |
| 24 Months $50,000-$99,999 |
2.20% |
2.18% |
| 24 Months $100,000 and over |
2.25% |
2.23% |
| 36 Months $0-$49,999 |
2.35% |
2.32% |
| 36 Months $50,000-$99,999 |
2.40% |
2.37% |
| 36 Months $100,000 and over |
2.45% |
2.42% |
| 48 Months $0-$49,999 |
2.55% |
2.52% |
| 48 Months $50,000-$99,999 |
2.60% |
2.57% |
| 48 Months $100,000 and over |
2.65% |
2.62% |
| 60 Months $0-$49,999 |
2.75% |
2.71% |
| 60 Months $50,000-$99,999 |
2.80% |
2.76% |
| 60 Months $100,000 and over |
2.85% |
2.81% |
| Penalty for certificate early withdrawal: Less than or equal to one year = 90 days. Term is greater than one year = 180 days. |
