| Share Savings |
| Effective Date: Tuesday, January 28th, 2020 |
| Minimum balance to open is $5.00. Minimum balance to earn interest is $100.00. |
| | APY** | APR* |
| Regular Share Savings |
0.05% |
0.05% |
| IRA Share Savings |
0.05% |
0.05% |
| Money Market Savings |
| Effective Date: Tuesday, January 28th, 2020 |
| $2,500.00 minimum to open and earn dividends. |
| Balance | APY** | APR* |
| $0 to $2,499 |
0.00% |
0.00% |
| $2,500 to $9,999 |
0.30% |
0.30% |
| $10,000 to $24,999 |
0.40% |
0.40% |
| $25,000 to $49,999 |
0.40% |
0.40% |
| $50,000 to $74,999 |
0.40% |
0.40% |
| $75,000 to $99,999 |
0.50% |
0.50% |
| $100,000 to $999,999 |
0.55% |
0.55% |
| Certificates (Regular and IRA) |
| Effective Date: Tuesday, January 28th, 2020 |
| Minimum balance to open and earn interest is $1,000.00. Minimum balance to open and earn interest on Youth Certificate is $100.00. |
| Term | APY** | APR* |
| 6 Months |
0.80% |
0.79% |
| 12 Months |
1.60% |
1.59% |
| 18 Months |
1.70% |
1.69% |
| 24 Months $0-$49,999 |
1.70% |
1.69% |
| 24 Months $50,000-$99,999 |
1.75% |
1.74% |
| 24 Months $100,000 and over |
1.80% |
1.79% |
| 36 Months $0-$49,999 |
1.80% |
1.79% |
| 36 Months $50,000-$99,999 |
1.85% |
1.83% |
| 36 Months $100,000 and over |
1.90% |
1.88% |
| 48 Months $0-$49,999 |
1.90% |
1.88% |
| 48 Months $50,000-$99,999 |
1.95% |
1.93% |
| 48 Months $100,000 and over |
2.00% |
1.98% |
| 60 Months $0-$49,999 |
2.00% |
1.98% |
| 60 Months $50,000-$99,999 |
2.05% |
2.03% |
| 60 Months $100,000 and over |
2.10% |
2.08% |
| Penalty for certificate early withdrawal: Less than or equal to one year = 90 days. Term is greater than one year = 180 days. |
