Protect your personal data
Credit and debit card fraud involves the unauthorized use of another person's card information to make purchases from their account or access their funds. Card fraud occurs through a variety of channels, including card skimming, online scams, data breaches and card or mail theft. Skimming is a method fraudsters use to steal your card information, recreate your card and perform fraudulent transactions on your account. Criminals attach devices onto ATM machines in order to copy the ATM/Debit card number, the information encoded on the magnetic strip and even the Personal Identification Number (PIN).
Tips to protect yourself from fraud
- Monitor activity on your accounts regularly. By closely monitoring your account activity, you can quickly detect any unauthorized transactions and report it to the Credit Union quickly.
- Shield your PIN with your hand. Hidden cameras are disguised so they can pick up your PIN. And NEVER write down your PIN; memorize it. Do not share your PIN with anyone.
- Use familiar ATMs and limit your visits. ATMs in dimly lighted spots or used late at night could be more susceptible to fraud, while ATMs under video surveillance can be safer. Be wary of anyone loitering by machines, especially when using an ATM, and don't let strangers help you with supposedly "broken" machines.
- Inspect the ATM before use. Make sure the card slot has not been tampered with; that it is legitimate and not taped on. If anything looks suspicious, unusual or out of place, do not use the ATM.
- Always keep your cards in a secure location. Cards are often stolen from unsecure locations such as unlocked vehicles or in unattended locations at work.
- Use caution when making online purchases. Use your card on reputable, secure websites. Never give your card number over the phone unless you are dealing with a reputable company in which you have initiated the call or the order. If you've never done business with the company, do an online search first for reviews or complaints.
- Make sure your current contact information is updated on your ASECU accounts, including email address and mobile phone number, so that we can reach you in case of suspect activity on your account.
- Be cautious of accessing personal information and of purchising online using an unsecured or public WiFi network.
- Regularly change your user IDs and passwords, using a complex combination of upper and lower case letters, numbers, and special characters.
- When asked to 'Swipe' your debit card, select the option to enter your 'PIN' for increased protection from fraud. When your card is swiped, the chip technology is not activated.
If you believe your Associated School Employees Credit Union account information has been compromised, please call us at (330) 792-4000 or after hours at (877) 253-8964. A representative can assist you in taking the appropriate steps to protect your account.Go to main navigation