Associated School Employees Credit Union is committed to providing a website that is accessible to the widest possible audience in accordance with ADA standards and guidelines. We are actively working to increase accessibility and usability of our website to everyone. If you are using a screen reader or other auxiliary aid and are having problems using this website, please contact us at 330-792-4000. All products and services available on this website are available at all Associated School Employees Credit Union branches.
Associated School Employees CU Go to main content

Online Banking

IRA Accounts

ASECU’s IRA accounts* feature no annual fees, no administrative fees, no loading fees, no unloading fees, investment options, monthly dividends, Roth IRA's, and Educational IRA's. 


An ASECU Traditional IRA is an Individual Retirement Account to which you contribute pre-tax or after-tax dollars, and which allows your money to grow tax-deferred. When you make withdrawals after age 59½, they're treated as current income.


An ASECU Roth IRA is a retirement savings account that allows your money to grow tax-free. You fund a Roth with after-tax dollars, meaning you've already paid taxes on the money you put into it. In return for no up-front tax break, your money grows and grows tax free, and when you withdraw at retirement, you pay no taxes.

Coverdell Educational

An ASECU Coverdell Education Savings Account is a tax-advantaged investment account in the United States designed to encourage savings to cover future education.


*APR=Annual Percentage Rate. APY=Annual Percentage Yield. Rates are subject to change at any time. Fees could reduce earnings. Penalty for early withdrawal. $5.00 minimum to open IRA savings account, $100.00 minimum to earn dividends on IRA savings account. 

Go to main navigation